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Privacy Policy

Last updated: 3 October 2026

1. Overview

Rupya respects your privacy and is committed to handling your personal information responsibly.

This Privacy Policy explains what information may be processed through Rupya, why it is processed, and the choices available to you.

2. Information We Process

Account information

  • Name
  • Email address
  • Authentication-related information
  • Other information required to operate your account

Financial information

  • Accounts and wallets
  • Transactions
  • Income and expenses
  • Budgets
  • Bills
  • Goals
  • Debt and savings
  • Investments and assets
  • Planning information
  • Other financial information you choose to provide

Imported information

If you use an import feature, files and information contained in bank statements or other financial documents may be processed to import and organize your data in Rupya.

Technical and usage information

Information required to operate, secure, troubleshoot, and improve the service may also be processed.

3. How We Use Information

  • Provide and operate Rupya
  • Manage user accounts
  • Store and display financial information
  • Process imported financial data
  • Provide shared workspace functionality
  • Confirm payments and provide product access
  • Provide customer support
  • Protect the security of the service
  • Prevent abuse and unauthorized activity
  • Troubleshoot and improve the product
  • Comply with applicable legal obligations

Rupya does not sell users' personal financial data to third parties.

4. Financial Information

Financial information stored in Rupya may be highly sensitive. We use technical and organizational measures designed to protect information against unauthorized access, use, alteration, or disclosure.

However, no electronic storage or transmission system can be guaranteed to be completely secure.

5. Shared Workspaces

If you choose to share a workspace, information available within that workspace may be accessible to the users you authorize.

You are responsible for managing the people with whom you share your workspace.

6. Third-Party Service Providers

Rupya may rely on third-party providers for services such as infrastructure, database hosting, authentication, payments, email, analytics, monitoring, and security.

These providers may process information as necessary to provide their services to Rupya.

7. Payments

Payments may be processed by third-party payment providers. Payment-related information may be processed by those providers according to their own policies.

Rupya receives the information necessary to confirm a transaction and provide access to the purchased product.

8. Data Retention

We retain information for as long as reasonably necessary to provide the service, maintain security, meet legal obligations, resolve disputes, and support legitimate operational purposes.

9. Your Rights

Subject to applicable law, you may have rights relating to your personal data, including rights to access, correct, delete, or otherwise control certain personal information.

To submit a privacy or data-related request, contact:

hello@rupya.cloud

10. Children

Rupya is not intended for children and does not knowingly collect children's personal information without an appropriate legal basis.

11. Changes to This Policy

We may update this Privacy Policy from time to time. The latest version will be published on this page together with its effective date.

12. Contact

Privacy questions and data requests can be sent to hello@rupya.cloud.